Empower Your Real Estate Financing Decisions.
Institutional-grade mortgage calculators, real-time lender benchmarks, credit score simulator, and tax optimization engines structured for prime home buyers, NRIs, and cross-border investors.
Bespoke Home Loans & Mortgage Advisory
Strategic lending underwriting connecting high-net-worth buyers with preferential terms across leading Indian banks and Dubai mortgage providers.
Domestic Prime Home Loans
Financing for luxury apartments, villas, and commercial real estate in India. Up to 75-80% Loan-to-Value (LTV) with tenures up to 30 years.
- Interest starting from 8.40% p.a.
- Reputed PSU & Private Tier-1 banks
- Zero foreclosure penalty on floating rate
Dubai Non-Resident Mortgages
Direct mortgage underwriting for Indian & global NRI investors acquiring completed or handover-stage trophy properties in Dubai.
- Up to 50% - 60% LTV for Non-Residents
- Competitive AED rates (from 4.49% p.a.)
- Full UAE 10-Year Golden Visa eligibility
Loan Against Property (LAP)
Unlock high liquidity from unencumbered residential or commercial assets with flexible overdrafts and structured multi-currency facilities.
- Sanctions up to ₹ 50 Crores
- Tenures up to 15 years
- Lower cost of capital than business debt
Ready to secure pre-approved home financing?
Our senior advisory desk conducts multi-bank underwriting comparisons to secure minimal spread over repo rate, zero hidden processing charges, and 48-hour sanctions.
Check Free CIBIL & Credit Health Simulator
Simulate your credit score on the official 300 - 900 CIBIL TransUnion scale without leaving hard inquiry footprints on your credit report.
Prime Benchmark: You qualify for the absolute lowest mortgage interest rates (8.40% p.a.), zero risk surcharge, and expedited 48-hour approvals across all Tier-1 banks.
Home Loan Interest Rates (2026 Live Benchmark)
Updated comparative schedule across India’s leading PSU & Private mortgage institutions and UAE cross-border non-resident mortgage lenders.
| Lending Institution | Interest Rate (% p.a.) | Maximum Tenure | Processing Fees | Special Features | Action |
|---|---|---|---|---|---|
|
SBI
State Bank of India (SBI)
Regular Home Loan & Maxgain Overdraft |
8.40% – 9.05% | 30 Years | 0.35% (Max ₹10,000 + GST) | Zero prepayment penalties, overdraft facility | |
|
HDFC
HDFC Bank
Standard Prime & Reach Home Loan |
8.45% – 9.15% | 30 Years | 0.50% (Min ₹3,000) | Instant digital sanction, doorstep service | |
|
ICICI
ICICI Bank
Pratham & Extraa Home Loans |
8.40% – 9.20% | 30 Years | 0.50% (Min ₹3,000) | Pre-approved property sanctions, NRI desk | |
|
AXIS
Axis Bank
Shubh Aarambh & Fast Forward |
8.50% – 9.30% | 30 Years | Up to 1.0% (Min ₹10,000) | 12 EMI waiver on timely repayment track | |
|
BOB
Bank of Baroda
Baroda Home Loan Advantage |
8.40% – 9.25% | 30 Years | Nil / Concessional for prime CIBIL | Lowest concession for high-credit borrowers | |
|
KOTAK
Kotak Mahindra Bank
Kotak Digi Home Loan |
8.45% – 9.10% | 30 Years | 0.50% of loan amount | Fast-track HNI sanctions, NRI specialist desk | |
|
ENBD
Emirates NBD (Dubai)
Non-Resident & NRI UAE Mortgage |
4.49% – 5.75% AED | 25 Years | 1.0% of loan amount | Up to 60% LTV for overseas investors, Golden Visa | |
|
MASH
Mashreq Bank (Dubai)
Mashreq International Home Loan |
4.65% – 6.10% AED | 25 Years | 1.0% + VAT | Fast pre-approval for Indian passport holders | |
|
FAB
First Abu Dhabi Bank (FAB)
Prime UAE Residential Mortgage |
4.50% – 5.95% AED | 25 Years | 0.75% of loan amount | Low initial fixed-rate options for 3 & 5 years |
Home Loan Eligibility Calculator
Calculate your maximum home loan borrowing capability based on gross monthly salary, current obligations, and standard banking FOIR ratios.
Home Loan EMI Calculator & Amortization
Calculate exact monthly installments, total interest costs, and simulate how prepayment reduces your loan tenure.
Home Loan Tax Benefit Calculator (Old vs New Regime)
Calculate total direct income tax deductions under Section 24(b) (Interest) and Section 80C (Principal) of the Indian Income Tax Act.